Increase is built and run by industry experts from the largest banks, financial technology companies, and card networks. Everything we’ve learned running payments at scale drives Increase’s architecture. We design the company to maximize our leverage and stay close to customers.
“The central tenet of our culture is empowerment. It drives the way we make decisions, our access to knowledge, our ability to make changes, and our sense of urgency.”
Work with operators from compliance, product, and engineering who are energized to help you plan, launch, and scale your business. The engineers who own the ledger and the compliance officers who work with regulators are in your Slack channel. We get into the details with you.
“We don’t have a traditional support team; the same engineers who build the system also operate and support it.”
Payment rails like ACH, wires, and Visa can handle almost anything you want to do programmatically. We wanted you to be able to harness that capability, so we built our own API-first core technology from scratch.
“Financial technology companies in partnership with banks run into technical constraints that start with bank cores.”
“Both of our physical data centers can talk to both of Visa’s data centers and both of our cloud regions can reach both of our physical locations.”
“For Increase users, trying to hide the underlying complexity of these networks would irritate them, not simplify their lives.”
At Ramp we are building AI for finance, and we must move fast to save our customers’ most valuable resources — time and money. Increase empowers us to move quickly without compromising on reliability or precision.
Karim Atiyeh, Co-CEO
Ramp processes millions of bill payments with Increase
The transparency and agility Increase provides have been transformative. It lets us focus on building innovative payroll solutions without being bogged down by infrastructure limitations.
Andrew Brown, CEO
Check processes billions in payroll through Increase
With Increase, higher visibility helps lower fraud risk and strengthen differentiation, which ultimately creates a better and more cost effective experience for the businesses we serve.
Matan Goldschmiedt, Co-founder and CTO
Cards, accounts, and ACH power CapitalOS’s platform
Content creation
Homeowners associations
Fleet management
Hospitality
Healthcare
Insurance
“Because those workflows often involve money, software platforms are naturally expanding into payments, bank accounts, lending, and more.”
“This is why we think industry-specific platforms, whether they’re marketplaces or vertical SaaS, are so well set up to make embedded finance plays.”
Banking products and services are offered by Increase Bank, Grasshopper Bank, N.A., First Internet Bank of Indiana, or Core Bank (each, a Member FDIC bank and a “Partner Bank”).
Technology services are provided by Increase Technologies, Inc., a non-bank.
Where applicable, Visa® cards are issued by the applicable Partner Bank pursuant to a license from Visa U.S.A. Inc.
Eligible deposits held at a Partner Bank are insured by the FDIC up to the standard maximum deposit insurance amount. FDIC insurance protects against the failure of an insured bank only.
