Pricing
Updates
Increase Technology Fees
If you’re a financial technology platform moving funds for your customers, or you have large corporate balances, we offer custom pricing. Contact us for details.
Monthly fees
Monthly fees for users building on Increase vary by use case
ACH processing
Same-day ACH origination
$2.00/ transaction
Next-day ACH origination
$0.50/ transaction
ACH returns
$5.00/ transaction
Unauthorized returns¹
$15.00/ transaction
Late return request processing
$25.00/ transaction
Wire processing
Wire origination
$15.00/ transaction
Wire drawdown origination
$15.00/ transaction
Check issuing
Printing and mailing fulfilled by Increase
$3.00/ check
Printing and mailing fulfilled by a third party
Check deposit
Remote deposit capture
Lockbox check deposits
$10.00/ check
Check returns
$10.00/ check
Card processing
Virtual card creation
$0.25/ card
Physical card creation
First 5 free
Additional card services
Real-Time Payments processing
RTP origination
$0.50/ transaction
Request for payments origination
$0.50/ transaction
Extended deposit insurance
Extended deposit insurance through IntraFi
Account Numbers
Account number creation
First 10 free

View bank partner fees and interest


¹ Unauthorized ACH returns include Return Reason Codes R05, R07, R10, R11, R29 and R51.
Products
ACH
Bank Accounts
Cards
Checks
Real-Time Payments
Wires
Developers
Documentation
API Reference
Changelog
Status
Solutions
Bill pay
Payroll
Wallets
Embedded lending
Fund administration
Sponsor banking
Company
Pricing
Updates
Contact us
Privacy
Security
Terms
Increase is not a bank. Banking products and services are offered by Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. FDIC deposit insurance only covers the failure of the FDIC insured bank.

Deposit placement through IntraFi Cash Service (“ICS”) is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

Increase is a financial technology company, not an FDIC-insured depository institution. Banking services are provided by Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. Subject to the terms of the applicable ICS Deposit Placement Agreement, Grasshopper Bank, N.A. and First Internet Bank will place deposits at FDIC-insured institutions through IntraFi’s ICS service. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage.