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First Internet Bank account fees and interest

Account Description
Your “Increase Deposit Account” is a transaction demand deposit account provided by the Bank that you opened and may access and control solely through Increase’s website and online banking platform.
Minimum Balance
There is no required minimum balance to open or earn interest on your Increase Deposit Account.
Interest Compounding
Interest will be compounded monthly. Interest will be credited to your account on the first day of each month for the month prior. If you close your account before interest is credited, you will not receive the accrued interest. The Bank uses the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the end of day balance in the account each day. Interest will begin to accrue no later than the business day we receive provisional credit for the deposit of noncash items (for example, checks) into your Increase Deposit Account.
Fee Information
Bank does not charge overdraft or any other fees for your Increase Deposit Account. However, Increase Technologies, Inc. charges technology fees for its services related to your bank account.

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Increase is not a bank. Banking products and services are offered by Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. FDIC deposit insurance only covers the failure of the FDIC insured bank.