Build reliable payroll solutions
Move high volumes of critical payments with confidence. Originate and track payments with unmatched control and flexibility.
Faster paychecks
We offer same-day ACH, submit at every Fed window, and provide robust settlement tracking. This means that your payments can arrive in less than 24 hours—often even quicker.
Unmatched traceability
Know exactly when each file is submitted to the Federal Reserve. Remain confident that things are running smoothly at all times.
Access granular details
Gain access to the network details you need most, like the ACH Addenda for payroll tax payments. Read more in our documentation
Easy exception handling
Monitor when a payment is created, submitted, acknowledged, and even returned. With ACH and Check returns automatically correlated with their originating transfers, it’s simple to track and resolve exceptions.
Banking for builders
Everything you need and nothing you don't
Direct connections to the networks for money movement. Bank accounts that open instantly. Unopinionated building blocks that don't force you into legacy patterns.
ACH Payments
Originate ACH credits and debits, validate account numbers with pre-notifications and store commonly accessed details.
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Bank Accounts
Flexible account constructs with unlimited account numbers.
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Cards
Issue custom cards to your customers. Approve authorizations in real-time and configure your own limits.
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Checks
Send branded checks anywhere in the world with one API call. Or deposit checks via API or the dashboard.
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Wires
The original instantaneous money transfer. Send money anywhere, anytime Fedwire is open.
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Real-Time Payments
Transmit money to accounts at most major banks in seconds, not days.
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FedNow
The Federal Reserve’s newest payment method. Quickly move money 24/7/365 with any participating bank.
Coming soon
Read our documentation
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Increase is not a bank. Banking products and services are offered by Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through Grasshopper Bank, N.A., Member FDIC and First Internet Bank of Indiana, Member FDIC. FDIC deposit insurance only covers the failure of the FDIC insured bank.